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Wednesday, May 7, 2014

Great way to inventory all of your belongings for insurance in case of disaster

Imagine the nightmare of having your home damaged or destroyed. To make matters worse, imagine trying to remember the contents of your home for insurance reporting and replacement.

Would you even be able to remember?

Unfortunately, this is the exact situation thousands of Americans find themselves in every year.  Now’s the time to make sure it never happens to you. Here’s how.

Homeowners can create a home inventory list with ease thanks to the Insurance Information Institute’s "Know Your Stuff" software. The software is free, user friendly, and takes just four easy-to-follow steps. Plus, it provides free secure storage online so you can be certain your inventory is accessible in the event your home is destroyed, and it’s also available as a smartphone app.

After the quick setup, you create a name for each room in your home—for example, kitchen, living room, family room, or master bedroom—and simply add the items each room contains. A drop down list is available with the most common household items, as well as the specific information required by insurance companies in case a claim needs to be filed.

Want to add a picture or a receipt for a large ticket item? No problem, just upload the image.
Once the home inventory is completed, it’s a good idea to have your insurance agent review the list just to make sure your home has adequate coverage.

Check it out at www.knowyourstuff.org.

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clear skies,

Doug Reynolds




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