Doug Reynolds, a Sacramento Area Realtor, sits down with Erick Perpich to discuss the best way to start thinking about buying a home in the Sacramento Area. Erick Perpich is a local loan officer with Republic Mortgage, a direct lender in Folsom. Erick explains that even if your credit is bad or you don't have enough money for a down payment, it is in your best interest to talk with a loan officer to see where you are at today and come up with a game plan for moving forward and getting you into the position to buy. The game plan might only take a month or a year but there are strategies available to speed up the process. Along with that, there are some down payment assistance programs that can help certain buyers with the down payment and closing costs. Give Erick a call today to discuss your personal game plan for buying a home in the Sacramento Area.