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Monday, September 26, 2011

Thinking about buying a home in the Sacramento Area?

  • Often times, first-time home buyers are so excited at the prospect of becoming homeowners that they start their home search immediately, without knowing how much house they can afford.  To avoid wasting time looking at houses out of their price range, buyers are advised to begin the home-buying process by meeting with lenders and getting pre-approved for a mortgage loan.
  •  Unlike getting prequalified, which is just a ballpark figure and doesn’t require the lender to check the borrower’s credit history, a preapproval provides the borrower with a Good Faith Estimate spelling out the terms of the loan, the interest rate, the type of loan, and the closing costs.
Shoot me an email or text and I can send you a list of excellent loan officers.
clear skies,
Doug Reynolds

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